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Fall Style Formulas – Splurge, Spend or Save

September 16, 2022

Happy Friday! I thought we’d do something a little fun today that will also hopefully provide some value. I’m sharing a few of the fall style formulas I’ll be wearing this autumn with jeans and blazers. But I’m sharing them with splurge worthy, spend smart and save big options. These are styles taken straight from my personal wardrobe, which I shared last Friday in this post. But I’ve broken them down into other budget categories, too.

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Fall Style Formulas Splurge Spend Save

We got home from our trip to Florida last night and I worked fast to get this blog post ready for today. So I hope I got this all right. Ha! I know I didn’t swap out every single component in the three different style formulas I’m sharing today. But I think I swapped out the main players in each.

The splurge worthy style boards are taken almost exactly from my wardrobe, but the spend smart and save big categories are mostly comprised of things I also have in my closet, I’ve tried on or I’m at least familiar with. And I tried my best to keep the quality good even as the prices came down.

I’m sharing three different effortless but oh so chic fall style formulas for wearing jeans and blazers and tees this fall. You actually could mix and match most all of these. Have fun with it!

Style Formula 1 – Navy Blazer & Grey Jeans

I don’t have a lot of navy in my fall wardrobe this year. But I have this great navy Veronica Beard Miller Dickey jacket, so I’m going to wear it. I think this blazer is definitely splurge worthy. You can get it with silver or gold buttons, and of course it has dickey capabilities, which means you can zip and button a variety of dickeys into it for different looks. Granted, those dickeys are far from cheap!

Style Formula 1 Splurge Worthy
Veronica Beard Miller Dickey jacket // tank // jeans // sneakers // sunglasses // earrings // necklace // scent // watch (use code KAYHRMS for 15% off)

The Veronica Beard Miller Dickey jacket runs true to size; I wear a size 8.

But if you want a nice navy blazer without breaking the bank, I can highly recommend this one from Express in the Spend Smart category.

Style Formula 1 Spend Smart
Express blazer // jeans //  tank // sneakers // sunglasses // earrings // necklace // scent // watch (use code KAYHRMS for 15% off)

I’ve not tried that particular Express blazer, but I’m familiar with the quality of the store, and I feel comfortable recommending it. I do have the camel blazer from Express that I’ll show further down. The jeans in this graphic are by Kut from the Kloth, which is a great mid price brand. They generally fit nicely and feel good.

I created this first blazer and jeans and t-shirt outfit for fall with sneakers, but I’ll be sharing heels with the other two. I think a pair of white leather or faux leather sneakers is so smart for this time of year. I have chosen three pair in different price points, as shown in each of the graphics.

Next up, the most affordable options I could find for this particular style formula.

Style Formula 1 Save Big
navy blazer // grey jeans // sneakers // grey tee // sunglasses // necklace // earrings // scent // watch (use code KAYHRMS for 15% off)

The navy blazer in the outfit above is from Kohl’s. The grey jeans are Wit & Wisdom, a brand carried by Nordstrom and popular for their great quality at an affordable price. The slides and grey tee are also from Kohl’s.

Of course a navy blazer is so versatile. You can wear it with grey, brown, blue denim, khaki or camel and so much more. I’ve created a shopping widget below with all of these items (and more!) in it, but you can also shop through the words in the photo captions.

Everything I’ve shown above (I think!) is included in the shopping widget below. They may show up in different colors.

Style Formula 2 – Camel Blazer & Grey Jeans

My favorite blazer in my collection is my camel colored Miller Scuba Dickey Jacket, also from Veronica Beard. In case you’re wondering, yes, the Veronica Beard jackets really are “all that.” They feel amazing on. That’s not to say they are for everyone. I wear blazers on repeat every week. But if they’re not integral to your personal style, you absolutely do not need to spend big bucks on pricey blazers. You can find really nice ones at Express, Talbots, J.Crew and other favorite retailers. Granted, those are not cheap either.

But when it comes to blazers I really do find that you get what you pay for. And again, if you don’t plan to wear a blazer frequently, you do not need the highest quality. I certainly wouldn’t pay that much for something I wasn’t planning on wearing a lot. Cost per wear should definitely factor into your purchases.

Style formula 2
Veronica Beard Miller Scuba Dickey Jacket // Good American white t-shirt // Fidelity Katie jeans (also here in limited sizes and marked down) // slides // sunglasses // earrings // necklace // scent // watch (use code KAYHRMS for 15% off)

For this look with grey jeans I swapped in my Fidelity Katie jeans (also here in limited sizes and marked down), but you could wear any silhouette of jean you enjoy. These are very comfortable and I love the quality. They’re marked down at Nordstrom, but available in only a few sizes. Otherwise, they are fully stocked at Fidelity. They run true to size.

I also showed my new favorite t-shirt above, the Good American white t-shirt, but the Banana Republic white tee below is a great t-shirt, too.

Style formula 2
Banana Republic white tee // Express blazer // Kut from the Kloth jeans // Aerosoles slides // sunglasses // earrings // necklace // scent // watch (use code KAYHRMS for 15% off)

I have the Express blazer shown above (from a few years back) and can attest that it is a good blazer. The quality is not amazing, but it definitely looks and feels nice. I think it’s sharp with black pants or jeans or blue jeans, too. Express has another camel option or two in the shopping widget below. I’m showing a camel colored blazer from Kohl’s in the Save Big option below. It looks much better on the model on the website than it does below.

Style formula 2
blazer from Kohl’s // grey jeans // white tee // slides // sunglasses // necklace // earrings // scent // watch (use code KAYHRMS for 15% off)

Style Formula 3 – Black Blazer & Black Tee

And for the last of my fall style formulas I’m sharing a black blazer with a black tee. Wearing the same color top as your blazer is another really smart way to style it. This look is cohesive and sophisticated, but still effortless and casual. The splurge worthy blazer is the Veronica Beard Dickey Scuba blazer (also at Nordstrom) that I’ve had in my closet for three years now, and it’s still a favorite.

Style Formula 3
Veronica Beard Dickey Scuba blazer (also at Nordstrom) // Good American t-shirt // dickey // Paige flare jeans // necklace // earrings // clutch // pumps (use code SARAHFLINT-BAKAYH for $50 off your first pair of Sarah Flint shoes) // watch (use code KAYHRMS for 15% off) // sunglasses

I don’t own the scarf dickey shown in the look above, but I wanted you to see how you might could incorporate one here to add interest to this look. In the Spend Smart category I shared a lightweight cashmere bandana from J.Crew that creates a similar look. I think that’s a pretty cool accessory that I hadn’t seen before.

Style Formula 3
Evereve blazer // Kut from the Kloth jeans // Banana Republic black tee // cashmere bandana // heeled loafers from Ann Taylor // satchel // necklace // earrings // watch (use code KAYHRMS for 15% off) // sunglasses

The blazer above is a relaxed fit jacket from Evereve. The jacket below in the Save Big category is from Kohl’s. But Kohl’s also offers this black ponte knit blazer. Any of these would be a good option for a casual, relaxed fit blazer. Very versatile.

Style Formula 3
blazer from Kohl’s // t-shirt // scarf // Wit & Wisdom jeans // pumps // wristlet // necklace // earrings // watch (use code KAYHRMS for 15% off) // sunglasses

Let me know if this type of post is helpful to you and I can create more Splurge Worthy, Spend Smart and Save Big posts. And let me know what kinds of fall style formulas you’d like to see this way. Thanks so much for stopping in today. Have a great weekend!

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Blessed for My Day

I think most of us would rather that our actions and words and lives be approved of by other people. Most of us cringe a little when we discover that someone doesn’t agree with our choices or behavior, especially if that someone is one that we esteem. But none of us can consistently please everyone. If you’re pleasing one person or one group, you’re probably displeasing others. No matter how hard you try, you simply cannot win the people pleasing game.

That’s why it’s so important to make pleasing God our one and only goal. Sure, when we walk in a manner worthy of the Lord we will probably also win the approval of some people. But we must resist letting other people’s approval dictate our actions and choices. Instead, let’s make it our goal today to walk and behave and make choices that honor God. That is indeed a high goal. And we will encounter disapproval from others along the way. But this singular goal will keep us on course in the long run.

For am I now seeking the approval of man, or of God? Or am I trying to please man? If I were still trying to please man, I would not be a servant of Christ. ~ Galatians 1:10

xoxo, Kay
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22 thoughts on “Fall Style Formulas – Splurge, Spend or Save

  1. Kay please offer more spurge, spend, save posts they are helpful for several reasons. It is a visual of what is important to each of us as our lifestyle and or budget allows. Every time I see classic blazers, I am reminded of my spurge wool navy Talbot blazer purchase that I made 20 years ago!
    Also a Italian wool Talbot blazer is always a dependable garment.

    It was wonderful to know you &your husband were actually relaxing ❤️
    Thank you for all your hard work blogging as well as serving our LORD!

  2. Hi Kay .. I’d like to see more splurge, spend, save posts as well. Must admit I love the splurge items the best, but alas I have a save mentality and budget! 😊

  3. Thank you for this post. I often love and want to duplicate your outfits but many times don’t because they are out of my budget. This gives us several options.

  4. Good post! I like that you tell us where we can get similar outfits at different prices or even mix them up so you can create an outfit and stay either your budget.
    I have an idea gor a post that I could use help with. Now that I am trying to buy straight leg jeans and want them thick/heavy enough to keep me warm in the winter, I am finding that that stretch out enough that they look slouchy by midday. Just seems that the more cotton they have the more they stretch out. Didn’t seem to have this problem with the slimmer jeans. Help!

  5. Love the post! Best of all I can do it all from my closet. I don’t do camel but I am going to copy the look with a fuscia blazer and in the final look swap out the camel dickey/bandana for a pink cashmere scarf. Thanks for showing us looks that weren’t dark wash jeans. I need to broaden my perspective. I struggled with blazer and jeans then I started pairing with dark wash next challenge a lighter colour – grey will be great to try!

  6. I enjoyed this splurge, spend, or save format! Those Veronica Beard jackets are so sharp. I am considering treating myself to one when I get closer to my weight loss goal. Maybe next year!

  7. The Veronica Blazer is probably an amazing blazer, but I actually prefer the one from Express (especially for the price) but I am not a (splurge kind of person). The one from Express looks more feminine but guess it is just a matter of preference.

  8. Wow Kay! This post is right up my alley! I absolutely loved everything about this post! ❤️❤️❤️❤️ Please, please share more like this. I loved it ! I have learned soo much from you, can’t wait for your post each day! Thank you

  9. I love this idea. It’s always thoughtful to give options. I always benefit from your posts of outfit formulas. But my favorite part of your posts is the thought provoking Blessed for my Day. Thank you for all your effort!

  10. I love this type of post and really appreciate all the options. Often I do a mix of high and low because I just can’t afford to splurge on everything!